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A debt of P150,000 was paid for as follows: P40,000 at the end of 3months,

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  1. A debt of P150,000 was paid for as follows: P40,000 at the end of 3months, P50,000 at the end of 12 months, P30,000 at the end of 15 months, and a final payment F at the end of 21 months. If the rate of interest is 12% compounded quarterly, find the final payment F.
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